Cosa è una residenza Fiscale ?

La residenza fiscale è il “luogo in cui la persona ha la sua dimora abituale” mentre il domicilio fiscale è il luogo stabilito dalla persona, come sede principale dei suoi affari e interessi e come luogo per ricevere la notifica di tutti gli avvisi e comunicazioni ufficiali dell’Agenzia delle Entrate.

Perchè è vantaggioso chiedere una residenza fiscale ?

È vantaggioso possedere una o più residenze fiscali per la possibilità di gestire un´attività offshore o differenti attività offshore coordinandole con il fisco più idoneo a quella attività. Non è una semplice questione di pagare più o meno imposte, ma di poter avvantaggiarsi di Free Trades, sotto forma di convegni, trattati di libero scambio e anche imposte differenti e spesso pari a Zero. Per il soggetto provato invece , una residenza fiscale gli permette di decidere dove essere tassato ed in base a cosa, ritenendo un luogo più opportuno rispetto ad un altro.

Devo aprire una società per fare la residenza a Panama ?

lL convegno a cui, voi, come italiani vi rifarete per chiedere la residenza permanente a Panama si chiama ” Trattato di Amicizia ” in termini gergali e ufficialmente ” Convegno di Commercio e Navigazione Panama Italia”. Come noterete il nome legale fa enfasi sulla parola commercio e navigazione. Il convegno fu creato per garantire due cose : la residenza e poi la cittadinanza a Panama degli Italiani. Per ottenere la residenza e poi avere diritto alla cittadinanza, gli Italiani devono dimostrare un legame ” Commerciale” con la repubblica di Panamá. Questo obbliga all’ apertura di una società di cui voi siate unicamente i veri proprietari e unici azionisti ( o azionisti al 50%) di una società, una e una sola .Questo requisito spesso viene non compreso o volutamente omesso da advisor da strada, come chiamati a Panama, ovvero le ultime risorse che cercano clienti , il cui scopo non è di garantire un procedimento legale di trasferimento a Panama, ma lucrare sulle spalle dei poveri clienti che per risparmiare sulla società accettano il rischio . Cosa succede ? Essenzialmente il cliente non paga la società, ma solo il procedimento legale per l’ ottenimento della residenza . Il suo advisor forse solo una front page di qualche studio legale poco fortunato, utilizzerà una società riciclata centinaia di volte cambiando le azioni della stessa a nome dell’ ultimo malcapitato. Il malcapitato procederà all’ ottenimento della residenza che inizialmente gli verrà fornita. Dopo 1 o due anni a una consueta revisione della migrazione, si scopre che la stessa società di cui il cliente non ne sapeva nulla viene messa in black list per i troppi casi di clienti divenuti residenti tramite la stessa residenza . Il risultato , annullata la residenza, e impossibilitato a riottenerla per il resto della sua vita. Peggio se si arriva allo scadere dei 5 anni, e alla richiesta di cittadinanza si effettua la revisione dei requisiti passati e si scopre se non si è fatto prima il caso di negligenza voluta ma occultato al cliente. Ecco quindi un tipico caso di ” offerta last minute” in cui cadono in numerosi.

Banking

It has bank secrecy
Account in Dollars and Multi-currency
Openable as tourist
Use the SWIFT code for international transfers
Use ACH for domestic transfers from US Bank to other US Bank
You can add and use Zelle
No to CRS with Italy and Europe
Safe

The banking sector of the United States of America

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The banking sector of the United States of America

The North American banking sector is a giant that grinds trillions of dollars a year, and operates globally thanks to the densest banking and interbanking network in the globe. Effectively controlling the swift system thanks to server mirroring, and being the first user of it on a global scale, (although the SWIFT system is a Belgian organization), American banks are intermediaries for almost 100% of any other bank in the world when it comes to it involves making international in/out transfers. Just being an intermediary bank makes us understand the enormous power of geopolitical and strategic control that the US system has on USD currency exchanges globally. The US banking system enjoys great efficiency when it comes to operations in the field, without ever disdaining the classic checks which have now become digital checks in all respects. Domestic wire transfers are issued via ACH. ACH stands for Automated Clearing House and as the term itself suggests, they are wire transfers issued automatically without any third party or human control. What is needed is to have precise data, such as the simple account number and type of account of the recipient. ACH is therefore the main system that regulates money flows in the United States. When it comes to sending or receiving money to/from abroad in these cases the SWIFT system is used. The swift code is precisely a code that allows you to identify a bank, its country code and the branch where a specific current account is registered. Through the swift code all the banks of the world can communicate and proceed with the exchange of money. As a law firm, we operate personal and corporate account openings in San Francisco, California, at Union Square, and in Miami Beach, Florida, at Alton Road. Corporate and personal clients are always welcome to open accounts with the banks we have worked with for years. For more info read about how to open an account in the United States.

At Studio Panama Italia , we open American bank accounts in the United States on a daily basis, both personal and corporate. Contact us to open one today.

The different types of accounts that can be opened in an American bank

Banks in the United States of America generally offer two types of accounts

a savings account where interest accrues, now more attractive due to the high interests involved

a current account, called checking, or the operating account to prepare all movements and receive payments.

Bank accounts are available for both individuals and companies. Each American bank account has a different opening procedure depending on whether it is a personal account or a corporate account. Generally speaking, the requirements that always remain the same for both types are, real address in the United States, a local telephone number in the United States, the passport of the person opening the account, be it a personal account or a corporate account. So far the requirements that all bank accounts in the USA ask for. For a precise explanation on how to open a corporate account in an American bank, refer to our specific page on American accounts and their opening here.

Open a personal bank account in the United States of America

Opening a personal bank account in a bank in the United States of America is the most requested practice of all. Opening a personal bank account in the USA is possible and serves for multiple reasons. We see numerous expats and digital nomads from all over the world and especially Europeans and Latin Americans requesting to open a personal bank account in the United States of America. There are numerous American banks that are able to offer personal bank accounts in the United States of America to non-resident foreigners who request them.

Why open a bank account in the USA?

The personal bank account, therefore in your name and surname, in the USA, is often used to provide for your personal expenses and those of your family when you live outside your country of origin. Opening a bank account in the USA also allows you to open an account in dollars, a strong currency that allows you to protect your financial well-being, protect yourself from inflation, have high purchasing power, especially when used in countries with a weak currency . The American account allows you to receive payrolls, pay slip payments, income from the internet, from cash out of crypto coins, or to send money anywhere in the world with zero waiting times. The bank account also meets a high demand for personal security of digital nomads. Today we see more and more customers who have their Wise account closed for endless invented reasons, a real bank account cannot close your account.

In which American banks should I open an account?

Almost all American banking institutions in the USA allow non-resident foreigners to open personal accounts. We range from large banks such as Bank of America, Chase, Wells Fargo, CitiBank, USBank, TD Ameritrade to credit unions and local banks. All banks allow foreigners to open personal accounts in the USA.

Is it necessary to travel to the USA to open a personal bank account?

Yes, you need to personally travel to the USA to open a personal bank account, therefore in your name and surname, in the USA. There is no need to travel to the USA if you open a US company, such as an LLC, and decide to open a corporate account, therefore in the name of the company. In this case we can open an account for you remotely.

What documents are needed to open a US bank account?

The documents needed to open a personal US bank account are:

Account holder passport
Real physical address in the USA
American telephone number
In some cases for some banks, the ITIN number

We at Studio Panama Italia provide all of the above with separate costs without you having to leave your home, and once you have the personal bank account opening kit in the USA, you can set off to open an account wherever you want or where we advise you. for even quicker openings.